Impact offered advocacy and support when I received an ER bill that was $8,000 for 4 stitches, 2 shots, and an x-ray. With Impact, it was reduced to $237 out pocket for me. Thanks, Impact!
Jeremy S
Jeremy S
Impact Health Sharing delivers a modern and affordable alternative to health insurance.
In some ways, it functions the same as your current health plan, but it's different in ways that matter!
Say goodbye to sky-high premiums and hello to jaw-dropping affordability! Imagine slashing your health insurance expenses by a staggering 30-70% compared to traditional plans. That's more money in your pocket without sacrificing quality coverage.
Who says you have to navigate a maze of networks and restrictions? Keep the same doctor you know like and trust. Your health decisions should always be in your hands.
Ditch the headaches of deciphering networks and coverage zones. Impact Health Sharing brings you a hassle-free experience with no networks to confine you. Your coverage goes where you go.
We believe in making healthcare accessible to all, which is why we're excited to offer exclusive prescription discounts. Your well-being shouldn't come at an exorbitant cost, and we're here to ensure you get the medications you need without breaking the bank.
Busy schedule? No problem! Our 24/7 telemedicine feature puts you in touch with medical professionals at your convenience. Say goodbye to long waits and hello to immediate, personalized care from the comfort of your own space.
Impact puts the power, the freedom, and the control in paying for health care back into your hands. Learn more about how you can join our community and save your family money.
Learn More & Get A QuoteFinally, a way to take control of your healthcare expenses. Impact Health Sharing is a caring community of people who share in each other's medical bills. Impact is for anyone who is interested in sharing, acting responsibly together, and saving on their health care.
Learn More & Get a Quote
Plans start as low as $73 for individuals and $378 for families. With over 500 unique price points, you can find an option to fit your budget.
"With five kids, we were paying $2,000 a month! We are now paying a little over $500 for our family! You NEED Impact!"
No, Impact Health Sharing is not insurance. Healthcare sharing is a voluntary sharing arrangement that brings together individuals and families in the Impact community in voluntary acts of common good, consistent with our community’s statement of shared beliefs.
Insurance is a contract between a policyholder and a for-profit insurance company. You contract to pay expensive insurance premiums in exchange for their promise to pay your medical bills. Healthcare sharing is voluntary, not-for profit concept where millions of Americans connect through technology to share and pay each other’s medical bills. There is no contract, no guarantee, and no promise to pay. In the early 80’s Americans began to turn to healthcare sharing as an alternative to the high cost of insurance.
Impact Health Sharing is a healthcare sharing program sometimes referred to as a medical sharing or a medishare plan. Impact Health Sharing is an alternative to health insurance where like-minded individuals share in each other’s medical bills.
Our membership is made up of like-minded individuals, families, and small businesses who agree with the Statement of Shared Beliefs & Ethics. There are no restrictions based on race, color, religion, or creed.
There is no limit on when you can apply. You can choose which month you want your membership to begin.
The monthly cost is based on the age of the oldest person in your household, the number of people applying, and the Primary Responsibility Amount that you choose.
Prescription medication expenses may be credited toward the PRA if they are not considered treatment for chronic conditions that were preexisting when the member joined Impact.
Pre-existing Medical Conditions in which known signs, symptoms, testing, diagnosis treatment, or use of medication occurred within 36 months prior to membership (based on medical records) A known sign is any abnormality indicative of disease, discovered on examination/diagnostic testing before joining membership.
For a complete list, click here…
When you need to go to the doctor, using your Impact Health Sharing Membership is easy…
Since Impact Health Sharing isn’t Insurance, there isn’t a per person deductible; rather there is a Primary Responsibility Amount (PRA) per household.
The PRA is the annual household amount that you pay, before your eligible medical bills are published for sharing.
They are five options to choose from $1000 (65 years and older only), $2500, $5000, $7500, and $10,000
Once the Primary Responsibility Amount is met, the member pays 10% (the Co-share amount) of all eligible medical bills.
The remaining 90% is published for sharing to the Impact membership.
There is a Co-share limit of $5000 per year, per household. In other words, after a member pays a total of $5000 in Co-Shares, they will not be subject to a Co-Share until the amount of resets on their Membership Date.
A provider fee is the amount paid by the member of to the medical provider for each visit.
The provider fee is not eligible to be applied to the PRA and is paid even after the PRA is met.
Impact does not use a Provider Network; therefore; you can continue to use the doctors and hospitals of your choice, including specialists.